Job Responsibilities

Devise appropriate limit structures and monitoring mechanisms to ensure effective control, accurate reporting and timely management of credit risk relating to Global Markets transactions. Review and recommend debt/syndicated loan financing, securitization, banks, financial institutions, and preferably hedge funds related credit applications. Formulate treasury product/business credit related policies and improve credit risk management on product/business portfolio(s), including but not limited to review and make recommendations to optimise limit utilization, to mitigate credit risk and to implement effective credit risk controls. Contribute to the implementation of credit related control processes through coordination with the relevant parties. Monitoring and investigating limit excesses relating to Global Markets products. Enhance knowledge on the identification and management of credit risks associated with the GM business by providing advice and training.

Job Requirements

• University graduate in Risk Management, Finance, Economics, Mathematics or related disciplines.
• Good knowledge of Global Markets products in general..
• 5 years plus experience in Global Markets risk management area, preferably with exposure to debt/ syndicated loan financing, hedge fund and securitization business gained from reputable investment banks. Strong candidates with less experience will also be considered for entry at a junior level.
• Strong quantitative and analytical skills.
• Strong presentation and communication skills, with the ability to liaise with colleagues at all levels in HK and overseas.
• Mature and confident to make decisions and resolve issues.
• A self-starter with drive, integrity, good team spirit and ability to work in a dynamic and fast-paced work environment.

B. Credit Risk Manager - Monitoring

Job Responsibilities

• To ensure proper measurement, reporting and management of Global Banking and Markets' credit risk by: (a) Developing appropriate operational procedures and methodologies to ensure effective control, accurate reporting and timely management of credit risk; (b) Acting as "power user" of sophisticated credit risk systems to ensure appropriate methodologies / parameters are being applied to the calculation of counterparty / portfolio credit risks.
• To contribute to the development of new credit risk management methodologies and systems in Hong Kong and Asia Pacific Sites.
• To facilitate the development of new products and services by contributing to the new product approval process through careful evaluation of the risk associated with product / service and seeking ways to mitigate, report and manage credit risk.
• To improve colleagues' knowledge on credit risk associated with Global Banking and Markets business by providing advice and training on new products and services, system maintenance and limits management.
• To ensure credit related reporting requirements are complied with by maintaining dedicated queries on Global Banking and Markets' database for reporting.

Job Requirements

• University graduate in Risk Management, Finance, Economics, Mathematics or Information Technology.
• Good working knowledge of Global Markets products and systems.
• 5 years plus experience in a risk / support function / system development role within Global Markets.
• Strong quantitative and analytical skills.
• Strong presentation and communication skills, with the ability to liaise with colleagues at all levels in HK and overseas.
• Mature and confident to make decisions and resolve issues.
• A self-starter with drive, integrity, good team spirit and ability to work in a dynamic and fast-paced work environment.

C. Credit Analyst - Manager

Focusing on both corporate and investment banking, our client offers a vast array of bank products to corporate customers in the areas of trade finance, remittance, foreign exchange, money market operations, derivatives, deposits taking, working capital, loans, project and structural finance, loan syndications, Merges & Acquisitions (M&A) and financial advisory.

They are looking for a high calibre Credit Analyst/ Manager to join their team of high achievers.

Job Responsibilities:

• Perform risk assessment on corporate credits, project financing and PRC lending
• Report on movement of loan portfolio
• Conduct industry / business sector analysis

Job Requirements:

• Degree holder in Business Administration or Finance
• Minimum 5 years solid credit analysis experience gained in corporate banking
• High level of analytical and presentation skills
• Proficiency in both spoken and written English and Chinese (fluency in Putonghua would definitely be an advantage)

If you fulfil the criteria and are interested in this role please forward your application to michelle.yu@hays.com.hk